office (541) 343-1555

Welcome!

Please visit this page periodically to stay up to date on the latest forms, procedures and news from the Trustee's office.

Rental Assistance

If you are a renter having trouble paying your rent or a landlord who has lost rental income due to challenges presented by the COVID-19 pandemic, help may be available.  Click here for information on the UST's rental assistance program. For a Spanish version click here.

COVID-19 PANDEMIC INFO

Debtors: If your circumstances have materially changed due to the COVID-19 pandemic and you would like to know your options you should contact your attorney.  You may continue to review your case information online at NDC.org and you may continue to make plan payments, as well as submit tax refunds and bonus payments online using TFSBillPay.com

Attorneys: This office will review all cases individually as they relate to the potential for missed plan payments, tax refunds, and modified plans due to circumstances caused by the pandemic. 

Stimulus Checks: It is the Trustee’s opinion that Congress’s intent was to treat stimulus funds much like social security (or other exempt funds).  Based on this the Trustee will not be requesting turnover of stimulus funds received by the Debtors.  The Debtors may pay in some or all of their stimulus funds if they so choose for reasons such as delinquency catch up or early payoff (in below median cases that are beyond 36 months).  Any stimulus funds paid in will NOT be added to the plan base.  The Trustee will not consider stimulus funds as funds requiring notice per paragraph 9 of the Plan.

Delinquencies: We usually send out a letter once a case becomes 3 months delinquent asking debtors to get caught up.  We usually file motions to dismiss when the debtor takes no positive steps to get back on track (i.e. cure the delinquency, make a payment, make a partial payment, or cure through stipulated order or modified plan).  If your client receives a deliquency letter we are looking for some kind of sign the debtor wants to remain in the case and has, or will have, the ability to make payments.  We understand there will be gaps between loss of wages and unemployment benefits.  Please note that the CARES Act allows debtors to extend their confirmed plans beyond 5 years.

CARES Act: Two major points to consider in this act are the exclusion of stimulus funds from CMA and the ability to extend confirmed plans beyond 5 years (up to 7).  If you have debtors that are going to have a hard time making their payments due to the COVID-19 pandemic consider a modified plan extending the plan duration.

SBA Loans: Paragraph 8 of the Plan specifies the Debtor's duty as it relates to the use of credit in the ordinary course of business.

Our Office: We've transitioned to a mostly remote workforce.  In doing so our ability to use the phone system is drastically limited.  Please email general@eugene13.com if you need to contact us. We appreciate your patience and understanding.  Our hope is that all stakeholders in our chapter 13 community stay safe and healthy during this trying time.

 

Please note our mailing address:
Mail correspondence and required documents to:
400 E. 2nd Avenue Suite 200
Eugene, OR 97401

How to Pay!
If you are not subject to a wage withholding you may make your Chapter 13 payment to Naliko Markel, Trustee using the approved online payment service TFS.  Click here for more information or go to www.TFSbillpay.com to sign up!  This is also a great way to pay in tax refunds, bonus income, overtime income, delinquency payments, payoff funds, etc.

The Trustee's
payment address for Cashier's Checks and Money Orders only:

Naliko Markel, Trustee
P.O. Box 613199
Memphis, TN 38101-3199

Click here for
Paragraph 4(b) payment structure examples